The federal government shut down on October 1, 2025 after Congress failed to pass funding. You may be wondering how this will affect your personal finances. The good news is that most essential programs and services continue. Social Security, Medicare, and other mandatory benefits will still be paid on schedule[1][2]. For example, the Social Security Administration confirms that all current Social Security and SSI payments will go out on time with no change in payment dates[1]. Similarly, the De

Last month we shared some of the key provisions in the new tax bill some of the major tax changes such as what’s going on, what’s new,...

On July 4, 2025, the “One Big Beautiful Bill Act” (OBBBA) became law. If you’ve been wondering what will happen to the tax cuts from 2017, or what changes might affect your family’s finances, this bill answers a lot of those questions. This post breaks down some of the major tax changes such as what’s staying, what’s new, and what you can do now to make the most of the new law.